
The Albaraka World Gold Card is designed for those who want their everyday spending to feel more rewarding, gain easy access to valuable promotions, and enjoy flexibility across different aspects of life. With its wide usability in shopping, digital payments, and travel expenses, it delivers a Gold-standard card experience.
Thanks to its modern payment infrastructure, strong Worldpoints earning system, extensive partner network, and advanced security technologies, the Albaraka World Gold Card is an ideal choice for both individual users and families who want to manage their budgets more effectively. This card transforms every amount you spend into a valuable opportunity, serving as a comprehensive financial tool.
Albaraka World Gold
Earn Worldpoints advantageous promotionsMain Advantages of the Albaraka World Gold Card
1. Strong Worldpoints Earning
With higher reward earning rates offered at the Gold level, every transaction becomes more valuable. From groceries to clothing, fuel to online shopping — all your purchases help you collect points.
2. Extensive Merchant Network
Benefit from instant discounts, installment options, and promotional opportunities across hundreds of brands thanks to World’s wide partnered business network. A world of privileges awaits you in every purchase.
3. Secure Online Shopping
3D Secure protection, advanced fraud monitoring systems, and instant notifications ensure complete safety for digital transactions. A perfect benefit, especially for frequent online shoppers.
4. Installment Payment Convenience
Break down high-value purchases into affordable installments whenever needed, allowing you to manage your budget more flexibly. Special installment campaigns for the Gold card enhance this flexibility even further.
5. Easy International Usage
Supported by Mastercard infrastructure, the card is accepted at millions of locations worldwide, offering additional security and useful services during international spending.
6. Fast Contactless Payments
Experience a quick, practical, and hygienic shopping process with the contactless feature — no PIN required for small transactions.
7. Digital Card & Mobile Wallet Compatibility
Add your card to mobile wallets to enjoy the convenience of making payments without carrying a physical card.
8. Statement Installment Options
Convert selected transactions on your monthly statement into installments later on, easing your immediate payment burden and helping you plan expenses more efficiently.
9. Additional Cards for Family Spending
Request supplementary cards for family members or trusted individuals to centralize spending under one account and maintain better control.
10. Comprehensive Spending Insights
Track your spending categories through Albaraka’s digital channels, manage your budget more effectively, and easily see where you can gain additional advantages.

Who Can Apply?
To apply for the Albaraka World Gold Card, applicants must meet the following basic criteria:
- Be at least 18 years old
- Reside in Türkiye
- Be able to declare a regular income
- Meet the bank’s credit score requirements
- Provide ID and income verification documents
This card is ideal for frequent shoppers, active digital banking users, reward-focused spenders, and anyone seeking advantages both domestically and internationally.
How to Apply
You can apply for the Albaraka World Gold Card using the following methods:
1. Online or Mobile Application
- Log in to the Albaraka mobile app
- Go to the Cards menu
- Select the World Gold Card application
- Confirm your information
- Submit and await the result
2. Branch Application
- Visit any Albaraka Türk branch
- Fill out the credit card application form
- Provide your ID and income documents
- Wait for evaluation
- Upon approval, your card will be delivered to your address
Frequently Asked Questions (FAQ)
1. Can I benefit from promotions at all World partner merchants?
Yes. Discounts, installments, and Worldpoint benefits apply at all World partner businesses.
2. Do I need to take any extra steps to use the card abroad?
No. It can be used automatically at all Mastercard-supported locations worldwide.
3. Is there a fee for supplementary cards?
Fees for additional cards may vary depending on the bank’s current tariff.
4. Where can I use my Worldpoints?
You can redeem your points at partnered merchants and even pay for your purchases entirely with points.
5. Is there additional protection for online purchases?
Yes. 3D Secure and fraud-monitoring systems safeguard your digital transactions.

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